Morningstar® Investment Profile™   Morningstar®
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Harbor Capital Appreciation Retirement  HNACX
Release date as of 2021-10-31. Data on page is subject to change.
Snapshot Total Returns Ratings & Risk Portfolio Nuts & Bolts
  Morningstar Report
Overall Morningstar
What is this?
As of 2021-10-31
Out of 1137
Large Growth Funds
Style Box™
What is this?
As of 2021-09-30
Total Fund Assets ($ Mil)
View Historical Morningstar Star Ratings and Definitions
  Investment Objective & Strategy  
The investment seeks long-term growth of capital.
The fund invests primarily in equity securities, principally common and preferred stocks, of U.S. companies with market capitalizations of at least $1 billion at the time of purchase and that the Subadviser considers to have above average prospects for growth. The stocks of mid and large cap companies in the fund's portfolio are those the Subadviser expects to maintain or achieve above average earnings growth. The fund may invest up to 20% of its total assets in the securities of foreign issuers, including issuers located or doing business in emerging markets.
  Morningstar Category: Large Growth
Large-growth portfolios invest primarily in big U.S. companies that are projected to grow faster than other large-cap stocks. Stocks in the top 70% of the capitalization of the U.S. equity market are defined as large cap. Growth is defined based on fast growth (high growth rates for earnings, sales, book value, and cash flow) and high valuations (high price ratios and low dividend yields). Most of these portfolios focus on companies in rapidly expanding industries. 
Growth of $10,000
(from 2016-03-01 to 2021-10-31)
Investment: Harbor Capital Appreciation Retirement
This graph presents historical performance for the investment as well as an index and/or peer group. If the investment, index and/or peer group have performed similarly, the line representing the fund will overlay the index and/or peer group. Therefore, the line(s) representing the index and/or peer group history may be hidden.
Total Annualized Returns %
YTD 1 Year 3 Year 5 Year 10 Year Since Inception
Investment 19.80 41.32 31.91 27.22 20.01 25.40
S&P 500 TR USD 24.04 42.91 21.48 18.93 16.22 11.67
Russell 1000 Growth TR USD 24.20 43.21 29.41 25.49 19.42 12.23
Category 20.47 39.55 26.53 22.95 17.43 10.75
Morningstar Rating --- --- ---
# of compared Large Growth funds covered (3 yrs : out of 1137 funds) (5 yrs : out of 1032 funds) (10 yrs : out of 763 funds)
Ratings reflect risk-adjusted performance and are derived from a weighted average of the performance figures associated with its three, five and ten-year (if applicable) time periods.
Investment results shown represent historical performance and do not guarantee future results. Investment returns and principal values fluctuate with changes in interest rates and other market conditions so the value, when redeemed may be worth more or less than original costs. Current performance may be lower or higher than the performance data shown.
Fees and Expenses
Total Annual Operating Expense 0.64%
Prospectus Net Expense Ratio 0.59%
Maximum Sales Charge ---
The total annual operating expense shown is before management fee waivers or expense caps. For more information on waivers/reimbursements, please see the prospectus. The total annual operating expense is also referred to as the prospectus gross expense ratio.
Waiver Data
Type Date %
ManagementFee Contractual 2022-02-28 0.05
  Portfolio Profile
Asset Allocation
% of Net Assets
Bullet U.S. Stocks U.S. Stocks 86.7
Bullet Non-U.S. Stocks Non-U.S. Stocks 13.2
Bullet Bonds Bonds 0.0
Bullet Cash Cash 0.2
Bullet Other Other 0.0
Asset Allocation Rescaled Graph
Data through 2021-09-30
Morningstar Equity Sectors
% of Stocks
Cyclical 32.03
Basic Materials 0.00
Consumer Cyclical 24.18
Financial Services 7.85
Real Estate 0.00
Sensitive 58.34
Communication Services 19.73
Energy 0.00
Industrials 0.00
Technology 38.61
Defensive 9.63
Consumer Defensive 4.47
Healthcare 5.16
Utilities 0.00
Data through 2021-09-30
Holding Status
Total Number of Stock Holdings 55
Total Number of Bond Holdings 0
% of Net Assets in Top 10 Holdings 43.41
Turnover % (as of 2020-10-31) 51.00
30 Day SEC Yield % ---
Top Holdings
Sector P/E % of Net
Assets Inc 65.96 6.58
Tesla Inc 361.69 5.79
Apple Inc 26.70 4.77
NVIDIA Corp 91.47 4.48
Microsoft Corp 37.09 4.47
Shopify Inc Registered Shs -A- Subord Vtg --- 4.25
Facebook Inc Class A 23.15 3.54
Adobe Inc 53.84 3.51
Alphabet Inc Class A 28.54 3.11
Alphabet Inc Class C 28.58 2.91
Data through 2021-09-30
  Principal Risks   
Foreign Securities, Loss of Money, Not FDIC Insured, Growth Investing, Issuer, Market/Market Volatility, Depositary Receipts, Equity Securities, Industry and Sector Investing, Preferred Stocks, Management, Mid-Cap, Large Cap
Show Risk Definitions
  Other Information
Inception Date: 2016-03-01
Initial Shareclass Inception Date: 1987-12-29
Portfolio Manager(s)
Spiros “Sig” Segalas   (1990-05-01)
Spiros “Sig” Segalas was one of the original founders of Jennison in 1969. He is currently President, Chief Investment Officer and a large cap growth equity portfolio manager. Mr. Segalas began his investment career as a research analyst with Bankers Trust Company in 1960 and was responsible for technology, aerospace, and conglomerate securities. In 1963, he was appointed group head of the technology group; in 1967, he was asked to manage a newly introduced commingled emerging growth fund for the bank's institutional clients. He was also appointed to the bank's investment policy group. Mr. Segalas earned a BA from Princeton University, after which he served as an officer in the US Navy.
Natasha Kuhlkin   (2019-03-01)
Natasha Kuhlkin, CFA, is a managing director and a large cap growth equity portfolio manager and research analyst. She joined Jennison Associates in May 2004. Prior to Jennison, Natasha was an equity research analyst at Palisade Capital Management, covering the consumer staples and cyclicals sectors. From 1998 to 2003, Natasha was with Evergreen Investment Management, where she was an analyst for the Evergreen Small Cap Value Fund. She received a BS, magna cum laude, in accounting from Binghamton University.
Blair A. Boyer   (2019-03-01)
Blair A. Boyer is a managing director Co-Head of Large Cap Growth Equity and a large cap growth equity portfolio manager. He joined Jennison Associates in March 1993. Prior to joining the Growth Equity team in 2003, Blair co-managed international equity portfolios for 10 years. During his tenure as an international equity portfolio manager, he managed the Jennison International Growth Fund from its inception in March 2000. Blair managed international equity portfolios at Bleichroeder from 1989 to 1993. Prior to that, he was a research analyst and then a senior portfolio manager in the Verus Capital division at Bleichroeder beginning in 1983. He received a BA in economics from Bucknell University and an MBA in finance from New York University.
Kathleen A. McCarragher   (2013-03-01)
Kathleen A. McCarragher is a managing director, the head of growth equity, and a large cap growth equity portfolio manager. She joined Jennison Associates in May 1998. Prior to Jennison, Kathleen spent six years with Weiss, Peck & Greer, where she was a managing director and the director of large cap growth equities. In addition, Kathleen spent 10 years with State Street Research & Management, initially as a research analyst responsible for health care, transports, and financials and then as a portfolio manager and member of the investment committee. She received a BBA from the University of Wisconsin-Eau Claire, summa cum laude, and an MBA from Harvard Business School. Ms. McCarragher began her investment career in 1982.
Investment Advisor(s)
Harbor Capital Advisors Inc
Show Data Definitions

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Returns will vary and shares may be worth more or less than their original cost when sold.