Morningstar® Investment Profile™   Morningstar® Disclosure   Format for Print PIMCO VIT CommodityRealReturn® Strat Ins Release date as of 2024-10-31. Data on page is subject to change. Snapshot Ratings & Risk Portfolio Nuts & Bolts

Fees and Expenses Taken from prospectus dated 2024-08-02   Maximum Fees Administrative 0.25% Management 0.49% 12b-1 --- Actual Fees 12b-1 --- Management 0.74% Expense Ratio 0.90% (taken from annual report dated 2024-06-30) Total Annual Operating Expense 1.49%

Waiver Data Type Date % ExpenseRatio Contractual --- 0.16

Management Inception Date: 2012-04-30

Mngr Name Stephen A. Rodosky Mngr Start Date 2019-01-09 Biography Mr. Rodosky is a Managing Director with Pacific Investment Management Company LLC ("PIMCO") and has managed the MainStay VP PIMCO Real Return Portfolio since 2019. He is a portfolio manager for real return and U.S. long duration strategies based in the Newport Beach office. He serves as head of talent management for portfolio management in the U.S. and previously led the firm's U.S. rates team. Prior to joining PIMCO in 2001, Mr. Rodosky was vice president of institutional sales with Merrill Lynch. He has been in the investment management industry since 1995 and holds a master's degree in financial markets from Illinois Institute of Technology. He received an undergraduate degree from Villanova University. Mngr Name Andrew Dewitt Mngr Start Date 2022-02-01 Biography Executive Vice President, PIMCO. Mr. DeWitt is a portfolio manager in the Newport Beach office, focusing on commodity and multi-real asset strategies. Previously, he managed PIMCO’s portfolio associate group and focused on portfolio optimization and other technology initiatives. He has investment experience since 2006 and holds undergraduate degrees in economics and sociology from Brown University. Mngr Name Greg E. Sharenow Mngr Start Date 2018-11-01 Biography Greg Sharenow is Managing Director, PIMCO. Mr. Sharenow is a portfolio manager in the Newport Beach office, focusing on commodities, real assets, and inflation solutions. He leads PIMCO’s commodity portfolio management group. He also co-manages PIMCO’s Energy and Tactical Credit Opportunities strategy. Prior to joining PIMCO in 2011, he was an energy trader at Hess Energy Trading, Goldman Sachs, and DE Shaw. He was previously senior energy economist at Goldman Sachs and before that, worked as a quantitative analyst in the Global Portfolio Analysis group at Goldman Sachs. His co-authored article, “Beating Benchmarks,” won the Second Annual Berstein Fabozzi/Jacobs Levy Award for Outstanding Article after it was published in the Journal of Portfolio Management. He has investment and financial services experience since 2000 and holds bachelor’s degrees in mathematical methods in the social sciences and in economics from Northwestern University. He is a member of the Council on Foreign Relations. Investment Advisor(s) Pacific Investment Management Company, LLC Web Site pvit.pimco-funds.com Issuer PIMCO Subadvisor(s) ---

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