Morningstar® Investment Profile™ Morningstar
Disclosure
Format
for Print

Symetra PREMIER Accumulation Life® Variable Universal Life Insurance Morningstar Logo
Release date as of 09-30-2024. Data on page is subject to change.
Skip Navigation Links

Total Returns as of 09-30-2024
Overall Net Gross
Style Morningstar Expense Expense
Portfolio EQ FI Rating Ratio Ratio

U.S. EQUITY
Large Blend
BNY Mellon Stock Index Service Eq Style BoxOverall MStar Rating0.520.52
BNY Mellon Sustainable US Eq Port Initl Eq Style BoxOverall MStar Rating0.670.67
Fidelity VIP Growth & Income Initial Eq Style BoxOverall MStar Rating0.490.49
 
Large Growth
Fidelity VIP Contrafund Initial Eq Style BoxOverall MStar Rating0.560.56
Franklin DynaTech VIP Fund - Class 2 Eq Style BoxOverall MStar Rating0.900.91
Invesco VI American Franchise II Eq Style BoxOverall MStar Rating1.111.11
LVIP American Century Ultra Service Eq Style BoxOverall MStar Rating0.900.94
 
Large Value
Fidelity VIP Equity-Income Initial Eq Style BoxOverall MStar Rating0.470.47
Franklin Mutual Shares VIP 2 Eq Style BoxOverall MStar Rating0.930.93
LVIP American Century Lg Co Val Svc Eq Style BoxOverall MStar Rating0.850.93
LVIP American Century Value Std II Eq Style BoxOverall MStar Rating0.710.74
Pioneer Equity Income VCT II Eq Style BoxOverall MStar Rating1.081.08
 
Mid-Cap Blend
Fidelity VIP Mid Cap Service 2 Eq Style BoxOverall MStar Rating0.820.82
 
Mid-Cap Growth
Franklin Small Mid Cap Growth VIP 2 Eq Style BoxOverall MStar Rating1.081.10
Invesco V.I. Discovery Mid Cap Growth I Eq Style BoxOverall MStar Rating0.870.87
Invesco V.I. Discovery Mid Cap Growth II Eq Style BoxOverall MStar Rating1.121.12
 
Mid-Cap Value
LVIP JPMorgan Mid Cap Value Standard Eq Style BoxOverall MStar Rating0.740.74
 
Small Value
Franklin Small Cap Value VIP 2 Eq Style BoxOverall MStar Rating0.910.92
 
 
INTERNATIONAL EQUITY
Diversified Emerging Mkts
Templeton Developing Markets VIP 2 Eq Style BoxOverall MStar Rating1.351.36
 
Foreign Large Growth
Invesco VI EQV International Eq II Eq Style BoxOverall MStar Rating1.151.15
LVIP American Century Intl Std II Eq Style BoxOverall MStar Rating0.951.06
 
Global Large-Stock Blend
Templeton Growth VIP 2 Eq Style BoxOverall MStar Rating1.121.16
 
 
ALLOCATION
Moderate Allocation
LVIP American Century Bal Std II Eq Style BoxFI Style BoxOverall MStar Rating0.770.86
 
Moderately Conservative Allocation
Franklin Income VIP 2 Eq Style BoxFI Style BoxOverall MStar Rating0.710.72
 
Tactical Allocation
PIMCO VIT All Asset Adv Eq Style BoxFI Style BoxOverall MStar Rating2.292.38
 
 
TAXABLE BOND
Global Bond
Templeton Global Bond VIP 2 FI Style BoxOverall MStar Rating0.750.77
 
High Yield Bond
Pioneer High Yield VCT II FI Style BoxOverall MStar Rating1.201.60
 
Inflation-Protected Bond
LVIP American Century Infl Prot Svc FI Style BoxOverall MStar Rating0.770.80
 
Intermediate Core-Plus Bond
Pioneer Strategic Income VCT II Overall MStar Rating1.061.56
 
Intermediate Government
Franklin US Government Securities VIP 2 FI Style BoxOverall MStar Rating0.770.77
 
 
MONEY MARKET
Money Market-Taxable
Fidelity VIP Government MMKT Initial 0.270.27
7-Day Yield %: 4.76
 
 
COMMODITIES
Commodities Broad Basket
PIMCO VIT CommodityRealReturn® Strat Adm FI Style BoxOverall MStar Rating1.481.64
 
 
SECTOR EQUITY
Real Estate
Vanguard VIF Real Estate Index Eq Style BoxOverall MStar Rating0.260.26
 
Technology
BNY Mellon IP Technology Growth Init Eq Style BoxOverall MStar Rating0.780.78
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 30, 2000
Fidelity VIP Asset Manager Growth Init Eq Style BoxFI Style BoxOverall MStar Rating0.640.64
Fidelity VIP Balanced Initial Eq Style BoxFI Style BoxOverall MStar Rating0.440.44
Fidelity VIP High Income Initial Eq Style BoxOverall MStar Rating0.770.77
Fidelity VIP Index 500 Initial Eq Style BoxOverall MStar Rating0.100.10
Fidelity VIP Investment Grade Bd Init FI Style BoxOverall MStar Rating0.380.38
Fidelity VIP Overseas Initial Eq Style BoxOverall MStar Rating0.730.73
VY® JPMorgan Emerging Markets Equity I Eq Style BoxOverall MStar Rating1.191.25
Wanger Acorn Eq Style BoxOverall MStar Rating0.950.99
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 30, 2003
DWS CROCI International VIP A Eq Style BoxOverall MStar Rating0.840.95
DWS Global Income Builder VIP A Eq Style BoxOverall MStar Rating0.650.65
Fidelity VIP Growth Opportunities Init Eq Style BoxOverall MStar Rating0.590.59
LVIP JPMorgan U.S. Equity Standard Eq Style BoxOverall MStar Rating0.690.69
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 28, 2005
Federated Hermes Managed Volatility II P Eq Style BoxFI Style BoxOverall MStar Rating0.971.10
Fidelity VIP Asset Manager Initial Eq Style BoxFI Style BoxOverall MStar Rating0.530.53
Invesco VI Health Care I Eq Style BoxOverall MStar Rating0.980.98
Pioneer Bond VCT I FI Style BoxOverall MStar Rating0.640.64
Pioneer Fund VCT I Eq Style BoxOverall MStar Rating0.800.80
Pioneer Mid Cap Value VCT I Eq Style BoxOverall MStar Rating0.800.80
Pioneer Select Mid Cap Growth VCT I Eq Style BoxOverall MStar Rating0.920.92
Voya Global High Dividend Low Vol Port S Eq Style BoxOverall MStar Rating0.850.91
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF March 15, 2006
Invesco VI EQV International Equity I Eq Style BoxOverall MStar Rating0.900.90
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 30, 2006
BNY Mellon IP MidCap Stock Init Eq Style BoxOverall MStar Rating0.800.87
BNY Mellon VIF Apprec Port Initl Eq Style BoxOverall MStar Rating0.850.85
Federated Hermes High Income Bond II P FI Style BoxOverall MStar Rating0.810.88
Fidelity VIP Growth Initial Eq Style BoxOverall MStar Rating0.580.58
Invesco VI Global Real Estate I Eq Style BoxOverall MStar Rating1.021.02
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF March 15, 2007
LVIP American Century Ultra Std II Eq Style BoxOverall MStar Rating0.750.79
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 30, 2012
Invesco VI American Franchise I Eq Style BoxOverall MStar Rating0.860.86
Disclosure

Symetra PREMIER Accumulation Life® Variable Universal Life Insurance is no longer available for new business.

This material must be preceded or accompanied by a current prospectus.

Before investing, carefully consider the investment objectives, risks, charges and expenses. The policy's value allocated to the subaccounts will fluctuate. Variable life insurance involves fees and charges such as administrative charges, expense charges, cost of insurance charges, variable policy value charges, premium charges, surrender charges, underlying fund expenses, and, if applicable, transfer processing fees or withdrawal processing fees. Certain policy features may differ depending on the state regulations under which the policy is governed. This and other information is contained in the policy prospectus and the underlying portfolio prospectuses. Please contact your Registered Representative or Symetra for free copies of the prospectuses or visit www.symetra.com for an online copy. Please read them carefully before investing.

The performance figures quoted represent past performance. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Performance data as of the most recent month end can be obtained at www.symetra.com. Investment return and principal value may fluctuate with changes in market conditions. Market volatility and interest rate changes, among other factors, can drastically affect a portfolio's return. Thus, when redeemed, units may be worth more or less than what was paid.

Securities are offered through Symetra Securities, Inc. (SSI). Variable life insurance is issued by Symetra Life Insurance Company (SLIC) and is not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and are located at 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004-5135. Each company is responsible for its own financial obligations.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

This policy is not available in all U.S. states or any U.S. territory; however, where available, it is usually issued under policy form number L-9728/EP 11/96.

A portfolio is a pooled funding vehicle established by an investment company and made available exclusively to a participating insurance company's separate account. There are special risks associated with investing in certain portfolios. Examples may include small company, geographic, international, emerging markets, interest rate, defaulted debt and sector focus. See the underlying portfolio prospectus(es) before investing.

You could lose money by investing in the Fidelity VIP Government Money Market Portfolio. Although the Portfolio seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the portfolios sponsor, have no legal obligation to provide financial support to the Portfolio, and you should not expect that the sponsor will provide financial support to the portfolio at any time.

Money market yield is a function of type, quality and maturity of a portfolio's investment portfolio and operating expenses. Money market portfolio yield is the annualization on a 365-day basis of the portfolio's net income over a 7-day period. Effective yield is the yield calculated with dividends reinvested. These yields should not be considered representative of future yields as they are not fixed or guaranteed, and the portfolio is not insured. The 7-day yield quotation more closely reflects the current earnings of the portfolio than the total return quotations.

The portfolio performance figures reflect past performance, net of common charges including investment management fees, 12b-1 fees and other expenses. They do not include the mortality and expense risk charge, monthly administration charge, distribution charge or the cost of insurance protection. If these charges were included, total returns would be significantly lower. The performance figures are hypothetical because they are based on the investment company's inception date of the earliest share class of each portfolio, which is prior to the portfolio's inclusion in the separate account. This date is listed under the heading, "Initial Sh. Class Incep."

Average annual total return is the average annual percentage change in the unit value of an investment, assuming the reinvestment of dividends and capital gains, over a stated period of time. The YTD total return is the total percentage change in the unit value of an investment, assuming reinvestment of dividends and capital gains, over the stated period of time.

Please see the hypothetical illustrations in the prospectus dated May 1, 2007, which show the effect on performance of various assumptions regarding the cost of insurance protection. Current investors are encouraged to obtain a personalized performance illustration, either hypothetical or historical, which reflects all applicable fees and charges, including the cost of insurance. Illustrations can be obtained by contacting Symetra at 1-800-392-9920.

The Morningstar Rating™ for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Morningstar Rating does not include any adjustment for sales loads. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated withits three-, five-, and 10-year (if applicable) Morningstar Rating metrics.

Overall ratings represent a weighted average of specific time period (3-, 5- and 10-year) ratings.

Symetra PREMIER Accumulation Life® is a registered trademark of Symetra Life Insurance Company.