Morningstar® Investment Profile™ Morningstar
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Symetra True Variable Annuity® Morningstar Logo
Release date as of 06-30-2024. Data on page is subject to change.
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Total Returns as of 06-30-2024
Overall Net Gross
Style Morningstar Expense Expense
Portfolio EQ FI Rating Ratio Ratio

Large Blend
American Funds IS® Growth-Income 1 Eq Style BoxOverall MStar Rating0.280.28
Franklin Rising Dividends VIP 1 Eq Style BoxOverall MStar Rating0.650.66
Touchstone VST Common Stock Eq Style BoxOverall MStar Rating0.730.79
Vanguard VIF Capital Growth Eq Style BoxOverall MStar Rating0.340.34
Vanguard VIF Equity Index Eq Style BoxOverall MStar Rating0.140.14
Vanguard VIF Total Stock Mkt Idx Eq Style BoxOverall MStar Rating0.130.13
Large Growth
American Funds IS® Growth 1 Eq Style BoxOverall MStar Rating0.340.34
BlackRock Capital Appreciation V.I. I Eq Style BoxOverall MStar Rating0.800.93
Fidelity VIP Contrafund Initial Eq Style BoxOverall MStar Rating0.560.56
MFS VIT Growth Init Eq Style BoxOverall MStar Rating0.730.74
T. Rowe Price All-Cap Opportunities Port Eq Style BoxOverall MStar Rating0.800.85
T. Rowe Price Blue Chip Growth Port Eq Style BoxOverall MStar Rating0.750.76
Large Value
DFA VA US Large Value Eq Style BoxOverall MStar Rating0.210.21
Franklin Mutual Shares VIP 1 Eq Style BoxOverall MStar Rating0.680.68
LVIP American Century Value Std II Eq Style BoxOverall MStar Rating0.710.74
T. Rowe Price Equity Income Port Eq Style BoxOverall MStar Rating0.740.74
Vanguard VIF Equity Income Eq Style BoxOverall MStar Rating0.290.29
Mid-Cap Blend
Fidelity VIP Mid Cap Initial Eq Style BoxOverall MStar Rating0.570.57
Vanguard VIF Mid-Cap Index Eq Style BoxOverall MStar Rating0.170.17
Mid-Cap Growth
Columbia VP Select Mid Cap Growth 1 Eq Style BoxOverall MStar Rating0.820.89
Janus Henderson VIT Enterprise Instl Eq Style BoxOverall MStar Rating0.720.72
Mid-Cap Value
Janus Henderson VIT Mid Cap Value Instl Eq Style BoxOverall MStar Rating0.680.69
LVIP JPMorgan Mid Cap Value Standard Eq Style BoxOverall MStar Rating0.740.74
Small Blend
LVIP Macquarie SMID Cap Core Fund Std Eq Style BoxOverall MStar Rating0.800.81
Royce Capital Micro-Cap Inv Eq Style BoxOverall MStar Rating1.181.18
Small Growth
MFS VIT New Discovery Init Eq Style BoxOverall MStar Rating0.870.94
Virtus KAR Small-Cap Growth I Eq Style BoxOverall MStar Rating0.891.01
Small Value
AB VPS Discovery Value A Eq Style BoxOverall MStar Rating0.810.81
DFA VA US Targeted Value Eq Style BoxOverall MStar Rating0.290.29
Macquarie VIP Small Cap Value Series Std Eq Style BoxOverall MStar Rating0.780.78
Royce Capital Small-Cap Inv Eq Style BoxOverall MStar Rating1.151.15
Diversified Emerging Mkts
American Funds IS® New World 1 Eq Style BoxOverall MStar Rating0.570.64
Macquarie VIP Emerging Markets Standard Eq Style BoxOverall MStar Rating1.181.30
Foreign Large Blend
Columbia VP Overseas Core 1 Eq Style BoxOverall MStar Rating0.790.79
Foreign Large Growth
American Funds IS® International 1 Eq Style BoxOverall MStar Rating0.530.53
Invesco VI EQV International Equity I Eq Style BoxOverall MStar Rating0.900.90
MFS VIT II International Growth Init Eq Style BoxOverall MStar Rating0.881.01
MFS VIT II International Intrs Val Init Eq Style BoxOverall MStar Rating0.890.91
T. Rowe Price International Stock Port Eq Style BoxOverall MStar Rating0.950.95
Vanguard VIF International Eq Style BoxOverall MStar Rating0.330.33
Foreign Large Value
DFA VA International Value Portfolio Eq Style BoxOverall MStar Rating0.270.27
Foreign Small/Mid Blend
DFA VA International Small Portfolio Eq Style BoxOverall MStar Rating0.400.40
Global Large-Stock Blend
PIMCO VIT StocksPLUS® Global Port Instl Eq Style BoxOverall MStar Rating0.660.71
Global Large-Stock Value
Franklin Mutual Global Discovery VIP 1 Eq Style BoxOverall MStar Rating0.900.90
Global Allocation
BlackRock Global Allocation V.I. I Eq Style BoxOverall MStar Rating0.770.81
Moderate Allocation
Vanguard VIF Balanced Eq Style BoxFI Style BoxOverall MStar Rating0.210.21
Moderately Conservative Allocation
Franklin Income VIP 1 Eq Style BoxFI Style BoxOverall MStar Rating0.460.47
Tactical Allocation
PIMCO VIT All Asset Inst Eq Style BoxFI Style BoxOverall MStar Rating1.391.50
Bank Loan
Eaton Vance VT Floating-Rate Inc ADV FI Style BoxOverall MStar Rating0.920.92
Emerging Markets Bond
PIMCO VIT Emerging Markets Bond Instl Eq Style BoxFI Style BoxOverall MStar Rating0.890.89
Global Bond
PIMCO VIT Global Bond Opps UnH Instl FI Style BoxOverall MStar Rating0.860.86
Templeton Global Bond VIP 1 Overall MStar Rating0.500.52
Global Bond-USD Hedged
DFA VA Global Bond FI Style BoxOverall MStar Rating0.210.21
High Yield Bond
BlackRock High Yield V.I. I Eq Style BoxOverall MStar Rating0.570.66
Columbia VP Income Opportunities 1 Eq Style BoxFI Style BoxOverall MStar Rating0.640.80
Vanguard VIF High Yield Bond FI Style BoxOverall MStar Rating0.240.24
Inflation-Protected Bond
PIMCO VIT Real Return Instl FI Style BoxOverall MStar Rating0.620.62
Intermediate Core Bond
Fidelity VIP Investment Grade Bd Init FI Style BoxOverall MStar Rating0.380.38
Vanguard VIF Total Bond Mkt Idx FI Style BoxOverall MStar Rating0.140.14
Intermediate Core-Plus Bond
Janus Henderson VIT Flexible Bond Instl FI Style BoxOverall MStar Rating0.570.64
PIMCO VIT Total Return Instl FI Style BoxOverall MStar Rating0.600.60
Pioneer Strategic Income VCT I Overall MStar Rating0.811.31
Intermediate Government
Franklin US Government Securities VIP 1 FI Style BoxOverall MStar Rating0.520.52
Multisector Bond
Fidelity VIP Strategic Income Initial Eq Style BoxOverall MStar Rating0.650.65
Franklin Strategic Income VIP 1 Eq Style BoxFI Style BoxOverall MStar Rating0.840.89
Nontraditional Bond
PIMCO VIT Dynamic Bond Instl Eq Style BoxFI Style BoxOverall MStar Rating0.860.86
Short-Term Bond
PIMCO VIT Low Duration Instl FI Style BoxOverall MStar Rating0.540.54
Vanguard VIF Short Term Invmt Grade FI Style BoxOverall MStar Rating0.140.14
Ultrashort Bond
DFA VA Short-Term Fixed Portfolio FI Style BoxOverall MStar Rating0.120.12
Money Market-Taxable
Fidelity VIP Government MMKT Initial 0.270.27
7-Day Yield %: 0.05
Event Driven
The Merger Fund VL I Eq Style BoxOverall MStar Rating1.621.97
DWS Alternative Asset Allocation VIP A Eq Style BoxOverall MStar Rating0.830.83
Commodities Broad Basket
PIMCO VIT CommodityRealReturn® Strat Ins FI Style BoxOverall MStar Rating1.141.35
Energy Limited Partnership
ALPS/Alerian Energy Infrastructure I Eq Style BoxOverall MStar Rating0.950.98
Global Real Estate
Invesco VI Global Real Estate I Eq Style BoxOverall MStar Rating1.021.02
T. Rowe Price Health Sciences Port Eq Style BoxOverall MStar Rating0.860.86
Natural Resources
VanEck VIP Global Resources Fund Initial Eq Style BoxOverall MStar Rating1.121.12
Real Estate
Fidelity VIP Real Estate Initial Eq Style BoxOverall MStar Rating0.600.60
Vanguard VIF Real Estate Index Eq Style BoxOverall MStar Rating0.260.26
Virtus Duff & Phelps Real Estt Secs I Eq Style BoxOverall MStar Rating0.850.92
MFS VIT Utilities Series Initial Eq Style BoxOverall MStar Rating0.790.80
LVIP American Century Md Cp ValStdII Eq Style BoxOverall MStar Rating0.860.87
Vanguard VIF Small Co Gr Eq Style BoxOverall MStar Rating0.290.29
Fidelity VIP Energy Initial Eq Style BoxOverall MStar Rating0.610.61
Fidelity VIP Financials Portfolio Initl Eq Style BoxOverall MStar Rating0.630.63

This product is no longer available for new business. If you currently have a balance in this variable annuity contract, you may continue to make additional purchase payments. However, once the contract has been surrendered, it cannot be reinstated.

This material must be preceded or accompanied by a current prospectus.

Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. You may call or write your Registered Representative / Registered Investment Advisor or Symetra for free copies of the prospectuses or visit for online copies. Please read them carefully before investing.

The performance figures quoted represent past performance. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Performance data as of the most recent month end can be obtained at Investment return and principal value may fluctuate with changes in market conditions. Market volatility and interest rate changes, among other factors, can drastically affect a portfolio's return. Thus, when redeemed, units may be worth more or less than what was paid.

Securities are offered through Symetra Securities, Inc. (SSI). Variable annuities are issued by Symetra Life Insurance Company (SLIC) and are not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and both are located at 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004-5135. Each company is responsible for its own financial obligations.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Symetra True Variable Annuity is a flexible premium deferred variable annuity issued by Symetra Life Insurance Company (SLIC). Contract form number is ICC12_RC1 in most states and is not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and are both located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004-5135.

The Standardized section shows performance only as far back as the date the portfolio became part of the separate account. The performance figures are average annual total returns based on a single purchase payment of $1,000. They include deductions for the investment management fees and other expenses, the mortality & expense risk charge, and the maximum sub-account fund facilitation fee, but do not include deductions for any applicable premium taxes or any optional riders.

The Non-standardized performance figures are hypothetical and are similar to those shown for Standardized performance. However, if a portfolio existed prior to being included in the separate account, returns are presented as if the portfolio was available in the separate account from the fund's inception date. The returns include deductions for investment management fees and other expenses and the mortality and expense risk charge, but do not include deductions for the sub-account fund facilitation fee or any applicable premium taxes or any optional riders.

Variable annuities, which are suitable for long term investing, are subject to market risks, including the loss of principal invested. While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. The investor should focus on the benefits offered by a variable annuity to assess if a variable annuity is right for them.

A portfolio is a pooled funding vehicle established by an investment company and made available exclusively to a participating insurance company's separate account. There are special risks associated with investing in certain portfolios. Examples may include small company, geographic, international, emerging markets, interest rate, defaulted debt and sector focus. See the underlying portfolio prospectus(es) before investing.

You could lose money by investing in the Fidelity VIP Government Money Market Portfolio. Although the Portfolio seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the portfolios sponsor, have no legal obligation to provide financial support to the Portfolio, and you should not expect that the sponsor will provide financial support to the portfolio at any time.

Money market yield is a function of type, quality and maturity of a portfolio's investment portfolio and operating expenses. Money market portfolio yield is the annualization on a 365-day basis of the portfolio's net income over a 7-day period. Effective yield is the yield calculated with dividends reinvested. These yields should not be considered representative of future yields as they are not fixed or guaranteed, and the portfolio is not insured. The 7-day yield quotation more closely reflects the current earnings of the portfolio than the total return quotations.

Average annual total return is the average annual percentage change in the unit value of an investment, assuming the reinvestment of dividends and capital gains, over a stated period of time. The YTD total return is the total percentage change in the unit value of an investment, assuming reinvestment of dividends and capital gains, over the stated period of time.

The fund of funds are subject to the risks of their underlying funds, including the volatility of the financial markets in the U.S. and abroad, as well as the additional risks associated with investing in high yield, small-cap, and foreign securities.

The Morningstar Rating™ for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Morningstar Rating does not include any adjustment for sales loads. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics.

Overall ratings represent a weighted average of specific time period (3-, 5- and 10-year) ratings.

Symetra® and True Variable Annuity® are registered service marks of Symetra Life Insurance Company.

Vanguard is a trademark of The Vanguard Group, Inc.