Morningstar® Investment Profile™ Morningstar
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Symetra True Variable Annuity® Morningstar Logo
Release date as of 05-31-2022. Data on page is subject to change.
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Total Returns as of 05-31-2022
Non-Standardized Return %
Initial
Annualized
Sh. Class Since
Portfolio Incep. 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr 10-Yr Incep.

U.S. EQUITY
Large Blend
American Funds IS® Growth-Income 1 02-08-841.16-5.21-12.53-3.9212.1511.0013.0410.66
Franklin Rising Dividends VIP 1 01-27-92-0.48-2.51-11.380.6014.3411.8112.339.39
Touchstone VST Common Stock 11-30-00-0.98-7.10-13.42-5.4916.7511.7612.877.95
Vanguard VIF Capital Growth 12-03-022.23-3.17-10.33-4.8114.9812.1815.1711.61
Vanguard VIF Equity Index 04-29-910.11-5.33-13.03-1.0515.5812.5513.549.44
Vanguard VIF Total Stock Mkt Idx 01-08-03-0.27-6.43-14.37-4.6414.6311.8513.119.69
 
Large Growth
American Funds IS® Growth 1 02-08-84-2.88-11.04-22.18-12.8419.5515.6415.6512.49
BlackRock Capital Appreciation V.I. I 04-03-00-2.16-13.64-27.27-17.7611.8113.4213.665.39
Fidelity® VIP Contrafund Initial 01-03-95-0.91-9.71-20.83-7.6614.8811.6712.7310.67
MFS® VIT Growth Init 07-24-95-1.31-10.83-23.94-12.5312.6113.7314.699.38
T. Rowe Price All-Cap Opportunities Port 03-31-94-1.31-9.65-17.11-9.7519.0216.6316.3310.03
T. Rowe Price Blue Chip Growth Port 12-29-00-3.52-15.71-28.36-20.968.3710.8613.567.00
 
Large Value
American Century VP Value I 05-01-963.500.541.614.7914.359.3411.338.38
DFA VA US Large Value 01-12-954.490.25-1.541.8212.978.7212.368.83
T. Rowe Price Equity Income Port 03-31-942.97-1.09-0.232.9213.269.5610.748.85
Vanguard VIF Equity Income 06-07-933.552.190.417.4713.8510.6512.209.36
 
Mid-Cap Blend
Fidelity® VIP Mid Cap Initial 12-28-980.26-6.79-13.24-6.8212.568.4610.6111.31
Vanguard VIF Mid-Cap Index 02-09-99-0.36-6.07-14.40-6.3212.519.7812.059.55
 
Mid-Cap Growth
Columbia VP Select Mid Cap Growth 1 05-01-01-3.80-15.98-29.58-22.497.478.9210.386.33
Janus Henderson VIT Enterprise Instl 09-13-931.09-6.54-13.42-7.2010.7212.4014.2010.53
 
Mid-Cap Value
Janus Henderson VIT Mid Cap Value Instl 12-31-023.06-0.74-3.38-1.029.476.629.179.20
JPMorgan Insurance Tr Mid Cap Value 1 09-28-011.39-1.81-3.820.1211.888.1711.109.94
 
Small Blend
LVIP Delaware SMID Cap Core Fund Std 07-12-910.26-6.69-11.63-7.1911.288.5010.599.40
Royce Capital Micro-Cap Inv 12-27-960.55-11.68-21.32-17.5512.497.566.228.87
 
Small Growth
MFS® VIT New Discovery Init 05-01-98-1.08-12.97-25.89-28.068.5511.3911.338.31
Virtus KAR Small-Cap Growth I 08-12-02-0.37-13.15-24.29-19.307.7016.1217.3912.72
 
Small Value
AB VPS Small/Mid Cap Value A 05-01-012.63-6.63-10.54-7.4911.707.2510.839.19
Delaware VIP Small Cap Value Series Std 12-27-933.50-5.43-6.89-2.6912.537.1010.229.80
DFA VA US Targeted Value 10-03-953.85-1.26-2.071.7217.7110.2012.4010.10
Royce Capital Small-Cap Inv 12-27-963.04-4.29-11.80-10.957.174.796.528.71
 
 
INTERNATIONAL EQUITY
Diversified Emerging Mkts
American Funds IS® New World 1 06-17-990.75-7.93-17.67-20.327.015.806.207.26
Delaware VIP Emerging Markets Std 05-01-972.00-8.96-16.36-24.126.643.655.036.21
 
Foreign Large Blend
Columbia VP Overseas Core 1 01-13-922.39-5.94-10.70-12.707.014.006.014.07
 
Foreign Large Growth
American Funds IS® International 1 05-01-901.36-6.47-14.79-20.202.682.516.116.80
Invesco VI EQV International Equity I 05-05-932.89-7.16-14.82-16.055.213.445.866.04
MFS® VIT II International Growth Init 06-03-960.09-5.25-13.74-12.967.276.487.565.63
MFS® VIT II International Intrs Val Init 10-02-95-1.34-9.62-20.51-16.235.434.989.227.58
T. Rowe Price International Stock Port 03-31-941.02-5.64-12.21-17.465.363.326.114.20
Vanguard VIF International 06-03-94-0.43-12.90-25.59-28.9910.788.289.646.88
 
Foreign Large Value
DFA VA International Value Portfolio 10-03-954.75-0.301.10-0.248.924.776.665.54
 
Foreign Small/Mid Blend
DFA VA International Small Portfolio 10-03-950.79-6.64-12.81-12.587.723.647.875.94
 
Global Large-Stock Blend
PIMCO StocksPLUS® Global Port Instl 04-14-101.03-5.77-13.51-7.9810.247.637.465.85
 
Global Large-Stock Value
Franklin Mutual Global Discovery VIP 1 11-08-964.630.29-0.151.648.885.008.037.81
 
 
ALLOCATION
Allocation--30% to 50% Equity
Franklin Income VIP 1 01-24-891.54-0.90-1.563.647.625.766.657.76
 
Allocation--50% to 70% Equity
Vanguard VIF Balanced 05-23-911.16-4.81-11.37-3.279.217.909.108.68
 
Allocation--85%+ Equity
Franklin Mutual Shares VIP 1 11-08-962.59-2.16-3.25-3.427.364.478.156.61
 
Global Allocation
BlackRock Global Allocation V.I. I 02-28-920.90-5.35-11.13-11.447.805.265.976.43
 
Tactical Allocation
PIMCO VIT All Asset Inst 04-30-03-0.05-2.95-5.96-2.427.575.414.615.36
 
 
TAXABLE BOND
Bank Loan
Eaton Vance VT Floating-Rate Inc ADV 05-02-01-2.41-2.71-3.18-1.851.251.822.492.65
 
Emerging Markets Bond
PIMCO VIT Emerging Markets Bond Instl 09-30-02-0.16-5.70-13.06-14.26-1.48-0.032.056.65
 
Global Bond
PIMCO Global Bond Opps (Unhedged) Instl 01-10-020.39-6.31-8.09-11.77-0.37-0.05-0.153.97
Templeton Global Bond VIP 1 01-24-890.76-1.95-1.84-5.00-4.31-2.070.515.41
 
Global Bond-USD Hedged
DFA VA Global Bond 01-12-950.56-3.18-5.22-6.80-1.62-0.330.513.50
 
High Yield Bond
BlackRock High Yield V.I. I 04-20-82-0.35-4.46-7.93-5.573.233.114.777.71
Columbia VP Income Opportunities 1 06-01-040.69-3.69-7.32-4.742.892.724.375.61
Vanguard VIF High Yield Bond 06-03-960.79-3.43-7.12-4.972.412.644.235.05
 
Inflation-Protected Bond
PIMCO VIT Real Return Instl 09-30-99-1.13-4.75-6.21-2.523.923.111.394.98
 
Intermediate Core Bond
Fidelity® VIP Investment Grade Bd Init 12-05-880.29-6.22-9.07-8.290.451.271.664.89
Vanguard VIF Total Bond Mkt Idx 04-29-910.51-6.16-9.32-8.97-0.720.450.964.30
 
Intermediate Core-Plus Bond
Janus Henderson VIT Flexible Bond Instl 09-13-930.13-6.65-9.60-8.880.711.091.604.97
PIMCO VIT Total Return Instl 12-31-970.36-6.88-9.67-9.26-0.390.791.504.18
 
Intermediate Government
Franklin US Government Securities VIP 1 03-14-890.85-4.18-5.97-6.92-1.03-0.050.204.19
 
Multisector Bond
Fidelity® VIP Strategic Income Initial 12-23-03-0.15-5.00-8.32-6.611.762.062.924.46
Franklin Strategic Income VIP 1 07-01-99-0.46-4.83-8.32-7.42-0.510.432.114.56
Pioneer Strategic Income VCT I 07-29-99-0.23-4.93-8.12-7.211.321.562.605.14
 
Nontraditional Bond
PIMCO Dynamic Bond Instl 05-02-110.19-2.89-4.05-4.520.741.531.761.71
 
Short-Term Bond
PIMCO VIT Low Duration Instl 02-16-990.57-2.25-3.74-5.06-0.450.230.502.60
Vanguard VIF Short Term Invmt Grade 02-08-990.65-2.54-4.53-5.570.350.931.232.82
 
Ultrashort Bond
DFA VA Short-Term Fixed Portfolio 10-03-950.25-0.74-1.33-1.86-0.420.180.021.84
 
 
MONEY MARKET
Money Market-Taxable
Fidelity® VIP Government Money Mkt Init 04-01-82-0.01-0.10-0.19-0.54-0.110.30-0.103.22
7-Day Yield %: 0.00
 
 
ALTERNATIVE
Event Driven
The Merger Fund VL I 05-26-04-0.73-1.34-1.18-4.003.283.592.613.94
 
Multistrategy
DWS Alternative Asset Allocation VIP A 02-02-09-0.340.52-1.962.147.104.293.204.90
 
 
COMMODITIES
Commodities Broad Basket
PIMCO VIT CommodityRealReturn® Strat Ins 06-30-041.8014.2431.5942.5223.0612.330.931.81
 
 
SECTOR EQUITY
Energy Limited Partnership
ALPS/Alerian Energy Infrastructure I 04-30-136.4511.5825.8827.909.695.102.88
 
Global Real Estate
Invesco VI Global Real Estate I 03-31-98-5.00-5.27-13.78-4.710.532.735.136.28
 
Health
T. Rowe Price Health Sciences Port 12-29-00-1.00-5.30-17.42-10.2512.3611.6515.7910.45
 
Natural Resources
VanEck VIP Global Resources Fund Initial 09-01-897.139.2220.1419.5522.498.422.185.75
 
Real Estate
Fidelity® VIP Real Estate Initial 11-06-02-4.33-1.54-14.171.615.425.377.239.31
Vanguard VIF Real Estate Index 02-09-99-4.66-2.97-14.301.237.337.198.209.29
Virtus Duff & Phelps Real Estt Secs I 05-01-95-7.12-5.78-15.623.899.618.628.7310.76
 
Utilities
MFS® VIT Utilities Series Initial 01-03-952.766.402.7511.8410.809.589.6510.63
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF May 01, 2015
American Century VP Mid Cap Value I 10-29-043.221.301.255.5713.218.4311.999.76
 
PORTFOLIOS AVAILABLE ONLY TO CONTRACT OWNERS CONTINUOUSLY INVESTED AS OF April 28, 2020
Vanguard VIF Small Co Gr 06-03-96-3.39-12.79-21.26-19.597.787.9211.129.58
 
PORTFOLIOS NO LONGER OPEN TO NEW INVESTMENTS AS OF April 29, 2017
Fidelity® VIP Energy Initial 07-19-0115.3625.5860.4280.7420.789.245.506.71
Fidelity® VIP Financial Services Init 07-18-013.85-7.55-6.17-4.3414.1611.1012.384.38
Disclosure

This product is no longer available for new business. If you currently have a balance in this variable annuity contract, you may continue to make additional purchase payments. However, once the contract has been surrendered, it cannot be reinstated.

This material must be preceded or accompanied by a current prospectus.

Before investing, carefully consider the investment objectives, risks, charges and expenses. This and other information is contained in the contract prospectus and the underlying portfolio prospectuses. You may call or write your Registered Representative / Registered Investment Advisor or Symetra for free copies of the prospectuses or visit www.symetra.com for online copies. Please read them carefully before investing.

The performance figures quoted represent past performance. Past performance is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Performance data as of the most recent month end can be obtained at www.symetra.com. Investment return and principal value may fluctuate with changes in market conditions. Market volatility and interest rate changes, among other factors, can drastically affect a portfolio's return. Thus, when redeemed, units may be worth more or less than what was paid.

Securities are offered through Symetra Securities, Inc. (SSI). Variable annuities are issued by Symetra Life Insurance Company (SLIC) and are not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and both are located at 777 108th Ave. NE, Suite 1200, Bellevue, WA 98004-5135. Each company is responsible for its own financial obligations.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company.

Symetra True Variable Annuity is a flexible premium deferred variable annuity issued by Symetra Life Insurance Company (SLIC). Contract form number is ICC12_RC1 in most states and is not available in all U.S. states or any U.S. territory. SSI and SLIC are affiliates and are both located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004-5135.

The Standardized section shows performance only as far back as the date the portfolio became part of the separate account. The performance figures are average annual total returns based on a single purchase payment of $1,000. They include deductions for the investment management fees and other expenses, the mortality & expense risk charge, and the maximum sub-account fund facilitation fee, but do not include deductions for any applicable premium taxes or any optional riders.

The Non-standardized performance figures are hypothetical and are similar to those shown for Standardized performance. However, if a portfolio existed prior to being included in the separate account, returns are presented as if the portfolio was available in the separate account from the fund's inception date. The returns include deductions for investment management fees and other expenses and the mortality and expense risk charge, but do not include deductions for the sub-account fund facilitation fee or any applicable premium taxes or any optional riders.

Variable annuities, which are suitable for long term investing, are subject to market risks, including the loss of principal invested. While non-qualified annuities offer the added benefit of tax deferral, in the case of qualified annuities, the tax deferral is provided by the retirement plan itself. The investor should focus on the benefits offered by a variable annuity to assess if a variable annuity is right for them.

A portfolio is a pooled funding vehicle established by an investment company and made available exclusively to a participating insurance company's separate account. There are special risks associated with investing in certain portfolios. Examples may include small company, geographic, international, emerging markets, interest rate, defaulted debt and sector focus. See the underlying portfolio prospectus(es) before investing.

You could lose money by investing in the Fidelity VIP Government Money Market Portfolio. Although the Portfolio seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the portfolios sponsor, have no legal obligation to provide financial support to the Portfolio, and you should not expect that the sponsor will provide financial support to the portfolio at any time.

Money market yield is a function of type, quality and maturity of a portfolio's investment portfolio and operating expenses. Money market portfolio yield is the annualization on a 365-day basis of the portfolio's net income over a 7-day period. Effective yield is the yield calculated with dividends reinvested. These yields should not be considered representative of future yields as they are not fixed or guaranteed, and the portfolio is not insured. The 7-day yield quotation more closely reflects the current earnings of the portfolio than the total return quotations.

Average annual total return is the average annual percentage change in the unit value of an investment, assuming the reinvestment of dividends and capital gains, over a stated period of time. The YTD total return is the total percentage change in the unit value of an investment, assuming reinvestment of dividends and capital gains, over the stated period of time.

The fund of funds are subject to the risks of their underlying funds, including the volatility of the financial markets in the U.S. and abroad, as well as the additional risks associated with investing in high yield, small-cap, and foreign securities.

The Morningstar Rating™ for funds, or "star rating", is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product's monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The Morningstar Rating does not include any adjustment for sales loads. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The Overall Morningstar Rating for a managed product is derived from a weighted average of the performance figures associated with its three-, five-, and 10-year (if applicable) Morningstar Rating metrics.

Overall ratings represent a weighted average of specific time period (3-, 5- and 10-year) ratings.

Symetra® and True Variable Annuity® are registered service marks of Symetra Life Insurance Company.

Vanguard is a trademark of The Vanguard Group, Inc.